|
保险 |
被保 |
保险费 |
保单 |
当年度 |
风险保险费 |
保单管理费 |
部分领取 |
个人账户价值 |
身故给付（终身）/全残给付（至75岁）* |
|||||||
|
当年度保险费 |
追加保险费 |
累计保险费 |
主合同 |
账户扣除型附加合同 |
低 |
中 |
高 |
低 |
中 |
高 |
||||||
|
1 |
0 |
4,000 |
2,000 |
6,000 |
1,200 |
4,800 |
240 |
361 |
180 |
0 |
4,095 |
4,176 |
4,238 |
44,095 |
44,176 |
44,238 |
|
3,686 |
3,758 |
3,814 |
||||||||||||||
|
2 |
1 |
4,000 |
2,000 |
12,000 |
700 |
5,300 |
189 |
312 |
90 |
0 |
8,963 |
9,215 |
9,408 |
48,963 |
49,215 |
49,408 |
|
8,246 |
8,478 |
8,655 |
||||||||||||||
|
3 |
2 |
4,000 |
2,000 |
18,000 |
500 |
5,500 |
157 |
270 |
90 |
0 |
14,194 |
14,717 |
15,122 |
54,194 |
54,717 |
55,122 |
|
13,342 |
13,834 |
14,215 |
||||||||||||||
|
4 |
3 |
4,000 |
2,000 |
24,000 |
400 |
5,600 |
136 |
233 |
90 |
0 |
19,677 |
20,581 |
21,286 |
59,677 |
60,581 |
61,286 |
|
18,890 |
19,758 |
20,435 |
||||||||||||||
|
5 |
4 |
4,000 |
2,000 |
30,000 |
300 |
5,700 |
122 |
184 |
90 |
0 |
25,422 |
26,824 |
27,930 |
65,422 |
66,824 |
67,930 |
|
24,914 |
26,288 |
27,371 |
||||||||||||||
|
6 |
5 |
4,000 |
2,000 |
36,000 |
300 |
5,700 |
112 |
152 |
90 |
0 |
31,309 |
33,333 |
34,947 |
71,309 |
73,333 |
74,947 |
|
7 |
6 |
4,000 |
2,000 |
42,000 |
300 |
5,700 |
104 |
134 |
90 |
0 |
37,325 |
40,104 |
42,342 |
77,325 |
80,104 |
82,342 |
|
8 |
7 |
4,000 |
2,000 |
48,000 |
300 |
5,700 |
98 |
119 |
90 |
0 |
43,468 |
47,139 |
50,129 |
83,468 |
87,139 |
90,129 |
|
9 |
8 |
4,000 |
2,000 |
54,000 |
300 |
5,700 |
94 |
116 |
90 |
0 |
49,725 |
54,435 |
58,312 |
89,725 |
94,435 |
98,312 |
|
10 |
9 |
4,000 |
2,000 |
60,000 |
300 |
5,700 |
91 |
116 |
90 |
0 |
56,094 |
61,997 |
66,907 |
96,094 |
101,997 |
106,907 |
|
11 |
10 |
0 |
0 |
60,000 |
0 |
0 |
89 |
116 |
90 |
0 |
56,777 |
63,927 |
69,948 |
96,777 |
103,927 |
109,948 |
|
12 |
11 |
0 |
0 |
60,000 |
0 |
0 |
89 |
116 |
90 |
0 |
57,472 |
65,927 |
73,142 |
97,472 |
105,927 |
113,142 |
|
13 |
12 |
0 |
0 |
60,000 |
0 |
0 |
91 |
116 |
90 |
0 |
58,178 |
67,998 |
76,494 |
98,178 |
107,998 |
116,494 |
|
14 |
13 |
0 |
0 |
60,000 |
0 |
0 |
94 |
126 |
90 |
0 |
58,883 |
70,130 |
80,001 |
98,883 |
110,130 |
120,001 |
|
15 |
14 |
0 |
0 |
60,000 |
0 |
0 |
99 |
136 |
90 |
4,000 |
55,586 |
68,323 |
79,667 |
95,586 |
108,323 |
119,667 |
|
16 |
15 |
0 |
0 |
60,000 |
0 |
0 |
105 |
148 |
90 |
4,000 |
52,213 |
66,434 |
79,299 |
92,213 |
106,434 |
119,299 |
|
17 |
16 |
0 |
0 |
60,000 |
0 |
0 |
111 |
154 |
90 |
4,000 |
48,769 |
64,464 |
78,900 |
88,769 |
104,464 |
118,900 |
|
18 |
17 |
0 |
0 |
60,000 |
0 |
0 |
117 |
163 |
90 |
12,000 |
37,249 |
54,408 |
70,465 |
77,249 |
94,408 |
110,465 |
|
19 |
18 |
0 |
0 |
60,000 |
0 |
0 |
121 |
172 |
90 |
12,000 |
25,515 |
43,976 |
61,595 |
65,515 |
83,976 |
101,595 |
|
20 |
19 |
0 |
0 |
60,000 |
0 |
0 |
124 |
178 |
90 |
12,000 |
13,566 |
33,160 |
52,273 |
53,566 |
73,160 |
92,273 |
|
21 |
20 |
0 |
0 |
60,000 |
0 |
0 |
125 |
181 |
90 |
12,000 |
1,404 |
21,951 |
42,480 |
41,404 |
61,951 |
82,480 |
|
22 |
21 |
0 |
0 |
60,000 |
0 |
0 |
125 |
184 |
90 |
0 |
1,026 |
22,335 |
44,195 |
41,026 |
62,335 |
84,195 |
|
23 |
22 |
0 |
0 |
60,000 |
0 |
0 |
60 |
185 |
90 |
0 |
707 |
22,798 |
46,061 |
40,707 |
62,798 |
86,061 |
|
24 |
23 |
0 |
0 |
60,000 |
0 |
0 |
58 |
185 |
90 |
0 |
383 |
23,279 |
48,023 |
40,383 |
63,279 |
88,023 |
|
25 |
24 |
0 |
0 |
60,000 |
0 |
0 |
56 |
192 |
90 |
0 |
48 |
23,773 |
50,077 |
40,048 |
63,773 |
90,077 |
|
26 |
25 |
0 |
0 |
60,000 |
0 |
0 |
55 |
198 |
90 |
0 |
0 |
24,279 |
52,228 |
0 |
64,279 |
92,228 |
保险利益 ：
一、每年交保费为:6097元，交费期为10年，合计交60873元。
二、在15~17岁时，每年可从帐户提取4000元，作高中教育金。在18～21岁时每年可以提取12000元的教育金。合计教育金可提取60000元。
三、到25岁时可从帐户里的提取约24000元（中等收益计）作为婚嫁金，合同结束。合计领取:60000元+24000元=84000元。
四、在合同有效期间，为小朋友提供身故或全殘保障：40000元保额＋当时的个人帐户价值
五、在合同有效期间，为小朋友提供42种二级赔付的重大疾病保障：100000元
计划特色
一、交费灵活，交费期间可暂停交费，或者中途增加保费，（主要个人帐户价值余额够支付相关合同费用合同不会终止，保障功能延续）。
二、个人帐户价值可以根据需要提取。
三、兼具投资和保障功能。
四、有保费豁免功能。
五、适合于保障期要求短的。
六、经过和市场上的相关公司的上百种同类短保障期产品的对比，从保费支出及身故，重疾保障和收益相结合的方面考虑，本险种保障计划是优秀的计划之一。
（本计划仅供参考，保障利益以保险合同中经审核的保险条款约定为准）
