高收入人士的全面保障计划

向日葵保险网

[导读]：28岁的杨先生，是公司的总经理，月收入4万元，想购买一份保险计划，侧重重疾。养老、意外和一辆等方面，根据其收入和需求状况，专家为其制定了如下的保险方案。

收益表：

保单账户价值			身故/全残保险金			现金价值			部分提取
低	中	高	低	中	高	低	中	高	部分提取
1	29	7,441	--	30,000	37,441	300,000	3,400	31,600	84	317	31,979	32,603	33,071	331,979	332,603	333,071	29,000	29,562	29,983	--
2	30	7,441	--	30,000	74,883	300,000	2,150	32,850	84	322	66,034	67,975	69,446	366,034	367,975	369,446	61,525	63,311	64,665	--
3	31	7,441	--	30,000	112,324	300,000	1,650	33,350	84	332	101,442	105,449	108,523	401,442	405,449	408,523	96,684	100,451	103,340	--
4	32	7,538	--	30,000	149,862	300,000	1,400	33,600	84	347	137,976	144,856	150,193	437,976	444,856	450,193	134,476	141,080	146,204	--
5	33	7,538	--	30,000	187,400	300,000	1,150	33,850	84	367	175,659	186,276	194,607	475,659	486,276	494,607	174,870	185,274	193,439	--
6	34	7,538	--	30,000	224,938	300,000	900	34,100	84	392	214,515	229,795	241,925	514,515	529,795	541,925	217,908	233,188	245,318	--
7	35	7,538	--	30,000	262,477	300,000	900	34,100	84	422	254,312	275,242	292,051	554,312	575,242	592,051	258,335	279,265	296,074	--
8	36	7,538	--	30,000	300,015	300,000	900	34,100	84	456	295,069	322,699	345,148	595,069	622,699	645,148	299,677	327,307	349,756	--
9	37	7,695	--	30,000	337,710	300,000	900	34,100	84	495	336,805	372,249	401,389	636,805	672,249	701,389	341,932	377,376	406,516	--
10	38	7,695	--	30,000	375,405	300,000	900	34,100	84	540	379,538	423,983	460,956	679,538	723,983	760,956	385,109	429,554	466,527	--
11	39	7,695	--	30,000	413,101	300,000	900	34,100	84	590	423,288	477,992	524,045	723,288	777,992	824,045	429,198	483,902	529,955	--
12	40	7,695	--	30,000	450,796	300,000	900	34,100	84	646	468,075	534,374	590,861	768,075	834,374	890,861	474,198	540,497	596,984	--
13	41	7,695	--	30,000	488,492	300,000	900	34,100	84	708	513,918	593,228	661,619	813,918	893,228	961,619	520,110	599,420	667,811	--
14	42	7,756	--	30,000	526,248	300,000	900	34,100	84	776	560,836	654,659	736,550	860,836	954,659	1,036,550	566,935	660,758	742,649	--
15	43	7,756	--	30,000	564,003	300,000	900	34,100	84	852	608,850	718,775	815,897	908,850	1,018,775	1,115,897	614,673	724,598	821,720	--
16	44	7,756	--	30,000	601,759	300,000	900	34,100	84	936	657,978	785,688	899,916	957,978	1,085,688	1,199,916	663,285	790,995	905,223	--
17	45	7,756	--	30,000	639,515	300,000	900	34,100	84	1,028	708,240	855,516	988,878	1,008,240	1,155,516	1,288,878	712,758	860,034	993,396	--
18	46	7,756	--	30,000	677,271	300,000	900	34,100	84	1,130	759,654	928,380	1,083,069	1,059,654	1,228,380	1,383,069	763,077	931,803	1,086,492	--
19	47	7,797	--	30,000	715,068	300,000	900	34,100	84	1,242	812,238	1,004,406	1,182,793	1,112,238	1,304,406	1,482,793	814,155	1,006,323	1,184,710	--
20	48	7,797	--	30,000	752,865	300,000	900	34,100	84	1,366	866,011	1,083,724	1,288,370	1,166,011	1,383,724	1,588,370	866,011	1,083,724	1,288,370	--
21	49	787	--	--	753,652		--	--	84	1,501	886,036	1,130,834	1,363,992	1,186,036	1,430,834	1,663,992	886,036	1,130,834	1,363,992	--
22	50	787	--	--	754,439		--	--	84	1,650	906,409	1,179,909	1,443,993	1,206,409	1,479,909	1,743,993	906,409	1,179,909	1,443,993	--
23	51	787	--	--	755,225		--	--	84	1,815	927,123	1,231,021	1,528,620	1,227,123	1,531,021	1,828,620	927,123	1,231,021	1,528,620	--
24	52	841	--	--	756,066		--	--	84	1,995	948,170	1,284,244	1,618,133	1,248,170	1,584,244	1,918,133	948,170	1,284,244	1,618,133	--
25	53	841	--	--	756,907		--	--	84	2,194	969,540	1,339,655	1,712,807	1,269,540	1,639,655	2,012,807	969,540	1,339,655	1,712,807	--
26	54	841	--	--	757,747		--	--	84	2,412	991,220	1,397,332	1,812,930	1,291,220	1,697,332	2,112,930	991,220	1,397,332	1,812,930	--
27	55	841	--	--	758,588		--	--	84	2,652	1,013,197	1,457,353	1,918,806	1,313,197	1,757,353	2,218,806	1,013,197	1,457,353	1,918,806	--
28	56	841	--	--	759,429		--	--	84	2,915	1,035,453	1,519,800	2,030,755	1,335,453	1,819,800	2,330,755	1,035,453	1,519,800	2,030,755	--
29	57	1,066	--	--	760,494		--	--	84	3,204	1,057,969	1,584,755	2,149,115	1,357,969	1,884,755	2,449,115	1,057,969	1,584,755	2,149,115	--
30	58	1,066	--	--	761,560		--	--	84	3,522	1,080,721	1,652,300	2,274,239	1,380,721	1,952,300	2,574,239	1,080,721	1,652,300	2,274,239	--
31	59	1,066	--	--	762,625		--	--	84	3,872	1,103,685	1,722,520	2,406,501	1,403,685	2,022,520	2,706,501	1,103,685	1,722,520	2,406,501	--
32	60	1,066	--	--	763,691		--	--	84	4,255	1,126,830	1,795,499	2,546,291	1,426,830	2,095,499	2,846,291	1,126,830	1,795,499	2,546,291	--
33	61	1,066	--	--	764,756		--	--	84	4,676	1,150,122	1,871,322	2,694,024	1,450,122	2,171,322	2,994,024	1,150,122	1,871,322	2,694,024	--
34	62	1,505	--	--	766,262		--	--	84	5,138	1,173,522	1,950,075	2,850,130	1,473,522	2,250,075	3,150,130	1,173,522	1,950,075	2,850,130	--
35	63	1,505	--	--	767,767		--	--	84	5,645	1,196,989	2,031,842	3,015,065	1,496,989	2,331,842	3,315,065	1,196,989	2,031,842	3,015,065	--
36	64	1,505	--	--	769,272		--	--	84	6,200	1,220,472	2,116,708	3,189,308	1,520,472	2,416,708	3,489,308	1,220,472	2,116,708	3,189,308	--
37	65	1,505	--	--	770,777		--	--	84	6,810	1,155,029	2,115,867	3,284,470	1,455,029	2,415,867	3,584,470	1,155,029	2,115,867	3,284,470	88,888
38	66	1,505	--	--	772,283		--	--	84	499	1,094,420	2,121,584	3,392,033	1,114,420	2,141,584	3,412,033	1,094,420	2,121,584	3,392,033	88,888
39	67	--	--	--	772,283		--	--	84	547	1,032,245	2,127,508	3,505,998	1,052,245	2,147,508	3,525,998	1,032,245	2,127,508	3,505,998	88,888
40	68	--	--	--	772,283		--	--	84	601	968,461	2,133,642	3,626,744	988,461	2,153,642	3,646,744	968,461	2,133,642	3,626,744	88,888
41	69	--	--	--	772,283		--	--	84	659	903,023	2,139,991	3,754,672	923,023	2,159,991	3,774,672	903,023	2,139,991	3,754,672	88,888
42	70	--	--	--	772,283		--	--	84	724	835,882	2,146,559	3,890,209	855,882	2,166,559	3,910,209	835,882	2,146,559	3,890,209	88,888
43	71	--	--	--	772,283		--	--	84	794	766,992	2,153,349	4,033,803	786,992	2,173,349	4,053,803	766,992	2,153,349	4,033,803	88,888
44	72	--	--	--	772,283		--	--	84	870	696,301	2,160,365	4,185,932	716,301	2,180,365	4,205,932	696,301	2,160,365	4,185,932	88,888
45	73	--	--	--	772,283		--	--	84	954	623,756	2,167,608	4,347,100	643,756	2,187,608	4,367,100	623,756	2,167,608	4,347,100	88,888
46	74	--	--	--	772,283		--	--	84	1,045	549,305	2,175,083	4,517,840	569,305	2,195,083	4,537,840	549,305	2,175,083	4,517,840	88,888
47	75	--	--	--	772,283		--	--	84	1,145	472,890	2,182,789	4,698,720	492,890	2,202,789	4,718,720	472,890	2,182,789	4,698,720	88,888
48	76	--	--	--	772,283		--	--	84	1,254	394,453	2,190,729	4,890,338	414,453	2,210,729	4,910,338	394,453	2,190,729	4,890,338	88,888
49	77	--	--	--	772,283		--	--	84	1,372	313,934	2,198,902	5,093,327	333,934	2,218,902	5,113,327	313,934	2,198,902	5,093,327	88,888
50	78	--	--	--	772,283		--	--	84	1,500	231,270	2,207,309	5,308,359	251,270	2,227,309	5,328,359	231,270	2,207,309	5,308,359	88,888
51	79	--	--	--	772,283		--	--	84	1,640	146,397	2,215,948	5,536,145	166,397	2,235,948	5,556,145	146,397	2,215,948	5,536,145	88,888
52	80	--	--	--	772,283		--	--	84	1,792	148,134	2,313,705	5,866,325	168,134	2,333,705	5,886,325	148,134	2,313,705	5,866,325	--
53	81	--	--	--	772,283		--	--	84	1,957	149,746	2,415,690	6,216,141	169,746	2,435,690	6,236,141	149,746	2,415,690	6,216,141	--
54	82	--	--	--	772,283		--	--	84	2,135	151,215	2,522,077	6,586,758	171,215	2,542,077	6,606,758	151,215	2,522,077	6,586,758	--
55	83	--	--	--	772,283		--	--	84	2,327	152,524	2,633,051	6,979,407	172,524	2,653,051	6,999,407	152,524	2,633,051	6,979,407	--
56	84	--	--	--	772,283		--	--	84	2,535	153,652	2,748,801	7,395,396	173,652	2,768,801	7,415,396	153,652	2,748,801	7,395,396	--
57	85	--	--	--	772,283		--	--	84	2,759	154,580	2,869,527	7,836,106	174,580	2,889,527	7,856,106	154,580	2,869,527	7,836,106	--
58	86	--	--	--	772,283		--	--	84	3,000	155,284	2,995,433	8,303,004	175,284	3,015,433	8,323,004	155,284	2,995,433	8,303,004	--
59	87	--	--	--	772,283		--	--	84	3,258	155,740	3,126,735	8,797,641	175,740	3,146,735	8,817,641	155,740	3,126,735	8,797,641	--
60	88	--	--	--	772,283		--	--	84	3,535	155,925	3,263,657	9,321,664	175,925	3,283,657	9,341,664	155,925	3,263,657	9,321,664	--
61	89	--	--	--	772,283		--	--	84	3,830	155,811	3,406,431	9,876,815	175,811	3,426,431	9,896,815	155,811	3,406,431	9,876,815	--
62	90	--	--	--	772,283		--	--	84	4,145	155,371	3,555,301	10,464,941	175,371	3,575,301	10,484,941	155,371	3,555,301	10,464,941	--
63	91	--	--	--	772,283		--	--	84	4,480	154,577	3,710,519	11,087,999	174,577	3,730,519	11,107,999	154,577	3,710,519	11,087,999	--
64	92	--	--	--	772,283		--	--	84	4,835	153,399	3,872,352	11,748,064	173,399	3,892,352	11,768,064	153,399	3,872,352	11,748,064	--
65	93	--	--	--	772,283		--	--	84	5,211	151,807	4,041,075	12,447,336	171,807	4,061,075	12,467,336	151,807	4,041,075	12,447,336	--
66	94	--	--	--	772,283		--	--	84	5,606	149,769	4,216,977	13,188,144	169,769	4,236,977	13,208,144	149,769	4,216,977	13,188,144	--
67	95	--	--	--	772,283		--	--	84	6,021	147,256	4,400,361	13,972,962	167,256	4,420,361	13,992,962	147,256	4,400,361	13,972,962	--
68	96	--	--	--	772,283		--	--	84	6,456	144,234	4,591,543	14,804,407	164,234	4,611,543	14,824,407	144,234	4,591,543	14,804,407	--
69	97	--	--	--	772,283		--	--	84	6,909	140,671	4,790,855	15,685,258	160,671	4,810,855	15,705,258	140,671	4,790,855	15,685,258	--
70	98	--	--	--	772,283		--	--	84	7,380	136,538	4,998,643	16,618,462	156,538	5,018,643	16,638,462	136,538	4,998,643	16,618,462	--
71	99	--	--	--	772,283		--	--	84	7,867	131,801	5,215,273	17,607,142	151,801	5,235,273	17,627,142	131,801	5,215,273	17,607,142	--
72	100	--	--	--	772,283		--	--	84	8,369	126,431	5,441,127	18,654,609	146,431	5,461,127	18,674,609	126,431	5,441,127	18,654,609	--
73	101	--	--	--	772,283		--	--	84	8,885	120,399	5,676,605	19,764,379	140,399	5,696,605	19,784,379	120,399	5,676,605	19,764,379	--
74	102	--	--	--	772,283		--	--	84	9,412	113,676	5,922,129	20,940,176	133,676	5,942,129	20,960,176	113,676	5,922,129	20,940,176	--
75	103	--	--	--	772,283		--	--	84	9,948	106,235	6,178,142	22,185,953	126,235	6,198,142	22,205,953	106,235	6,178,142	22,185,953	--
76	104	--	--	--	772,283		--	--	84	10,490	98,053	6,445,108	23,505,902	118,053	6,465,108	23,525,902	98,053	6,445,108	23,505,902	--
77	105	--	--	--	772,283		--	--	84	11,038	89,104	6,723,515	24,904,466	109,104	6,743,515	24,924,466	89,104	6,723,515	24,904,466	--